Recent posts

  • How to recover $60,000 from friend
    #11171advice· 6d ago

    A close friend borrowed $60k from me back in June 2020 and he has been returning me in small payments like $500 every one two months. I am running out of patience waiting for him to pay me back plus recently he blocked me on whatsapp. That’s the last straw and so I want to engage a professional to collect the debt back. Getting a lawyer will cost me up to $15k as this would be considered a civil case so I want to check if going to a legal debit collector is cheaper? Any good recommendations or experiences which anyone can share with me would be deeply appreciated?

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  • Wedding angbao
    #11169advice· 6d ago

    Advice needed! Former close friend from uni attended my wedding shortly after we grad, but we aren’t close anymore after going to different workplaces. She just invited me to her wedding, which I’m unable to attend (gave plenty of lead time, not last minute). Am I expected to give her an angbao?

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  • Right person, wrong time
    #11168rant· 6d ago

    We had 3 short years together. I know the love we had for each other was special, we both had never felt this way towards another. But we both had baggage that either of us couldn’t overcome, no matter how hard we tried. I finally came to terms with it, and gave you the ultimatum. You decided to walk away, and i agreed. It was hard, super hard to walk away from you, from a love that was beyond special, from my twinflame. It was especially hard since we also work in the same company, luckily different offices… so we could avoid each other mostly. We didn’t contact each other for months. And i moved on first. I found someone else who could accept me, and my baggage. You got to know, and you got angry, implying that you had the intention to find me back again. My heart breaks that you’re reacting this way. I do understand the hurt and pain you must be feeling, but i feel its unfair coz we broke up cleanly, with no intention to get back together again. I still care deeply for you, even though I’m with someone else. I hope the future is kind to you. And i hope you’ll find someone who’s better suited for you, and loves you more than me, F. Love, F.

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  • Am I too sensitive?
    #11167advicerant· 6d ago

    Recently a series of things happened and I'm getting more and more easily agitated. Not sure is it I'm sensitive? One day I found out that my MIL went thru our cupboard in masterbedroom and took out 1 of my clothes and put on my bed. I personally don't like ppl to touch my things, so I nagged at my hubby. I want him to tell her don't touch my things. My hubby was a little irritated at me and we quarreled. Another day I was de cluttering my house, I threw out a lot of things. My MIL went thru the rubbish when I went out. She took out a figurine (not she bought anyway) that I discarded and placed it in my living room. When I saw it I flared. I turned to my hubby and asked why is it that your mum likes to touch my things. If I discard means I don't want it. As I nagged my hubby felt irritating and we quarreled again. Another day, I found out that she has been using our osim leg massage and never turn off the electricity after use. I asked my hubby why your mother can turn on when want to use but never turn off after use lei? My hubby said aiya small thing la. Honestly to me is a small thing BUT I'm the one paying for everything in the house. Why I cannot interfere in this? Another day, I saw with my own eyes that my MIL likes to eat at the table and don't clean up after eating. For example, she eats the bread, bread crumbs dropped on the table. Eyes can see big crumbs she used hand to pick it up. Eyes cannot see ones she don't clean it. I told my hubby, he just kept quiet. All these happened when I'm not at home (working). My MIL in my house cos she helps to oversee my helper and bb at home. When I got home then I found out above all. Maybe it's not the end, but this is a few things that I hv to find out myself when I get home. Hence recently I'm feeling more and more flared with my MIL. Quarrelling more and more with my hubby becos of her. What should I do?

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  • I made SGD$500K last year
    #11166advice· 6d ago

    I made SGD$500K last year. Male, late 20s, Sinagporean. It's 6 a.m., I just woke up and saw a post of someone sharing their success story and decided to chip in a little. While I have no idea what % am I in Singapore, I think it should be fairly decent with this level of income per year for me. I am happily attached and I have recently proposed to my beautiful gf. For a brief background, I am more than just an ordinary guy. I am just me, I grew up in a below-average income household. I used to get as many bursaries as I could just to get that little additional money. I went to neighborhood schools from Primary 1 to Secondary 5. My results weren't amazing either, but I've always been slightly below average on bad days and above average on good days. I couldn't even afford to fly scoot when I was younger, going to Malaysia was considered a luxury holiday for me. Now, I have 1 car because I've always believed that a car is just to fetch you from destination A to B. In my personal opinion, I think it's a decent car. But to many, it would be considered a high-end car (For anyone guessing, the car badge is a shield). No one knows how much money I make, especially my parents because otherwise they will be asking me for money non-stop. I grew up in a traditional family and they always believed that their kid should be "filial" and give them money. However, I have always believed that tradition as such is the reason why many people are stuck in the endless loop of being poor. I make my money mostly through trading, my yearly income from my salaried job is only $100K a year and my $400K comes from trading/business. I try to diversify my investment as much as possible, and the bulk of my money comes from ETFs, good timing into the market, and buying the correct bills/bonds. I have a graduate degree, but I'm going to try out for my master's degree next. I believe that going into the real world earlier or later doesn't mean that 1 will make more or less money. It's all about timing, if you go in at the right time, and you're at the right place at the right time. Things will definitely work out for you. But I do agree that army is a waste of time because 2 years of your time is stuck in a place where you're limited by circumstances and there's no "right place and right time" when you're stuck in an army camp. *************************************************************************************************** Here's my opinion; 1. Enjoy your life no matter what, it's all about the experience at the end of the day. Mistakes are made, and life goes on. Nothing will matter as long as you're experiencing it. If you're sad or angry, you're just putting your emotions before anything else. 2. Money matters, big or small. Money is money, it doesn't matter if it's $1 or $100. People always say that rich people see $1000 as poor people's $1. That's definitely not true, even when I'm making $500K I still complain when my teh O or teh increase price by $0.20. I don't make more money by spending more money. 3. Your most valuable commodity is your time, so use that time wisely. I agree completely because, at the end of the day, time directly equates to your experience. The more time you spend on something the more experience you have. So my message to all, just enjoy your life.

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  • Disappointment
    #11165· 6d ago

    I have tried so many times to communicate with you, but you never seem to take me seriously and always have all sorts of excuses for everything that I point out. If this is your meaning of "loving me", then your love is sick and twisted. Like what is wrong with you? I wish you see this and know that you are a selfish sob, and I'm so damn disappointed in you. Always talk and no action. Before, I could not see all your crap. Now, I know I will never again let another person walk all over me. When the day comes when you feel truly alone and miserable, don't say no one tell you. Till now I bet you are drowning in your anger and self-righteousness. Even till the end you are just, a disappointment.

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