A close friend borrowed $60k from me back in June 2020 and he has been returning me in small payments like $500 every one two months. I am running out of patience waiting for him to pay me back plus recently he blocked me on whatsapp. That’s the last straw and so I want to engage a professional to collect the debt back. Getting a lawyer will cost me up to $15k as this would be considered a civil case so I want to check if going to a legal debit collector is cheaper? Any good recommendations or experiences which anyone can share with me would be deeply appreciated?