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I keep this to myself as my Singaporean community are naysayers and I don't really have anyone to share with. I recently full-cash paid for an apartment overseas after moving there with a job. It's a huge achievement for me, I worked for maybe almost 10 years (saved every cent, never go holiday) at this point to get here. My parents called me stupid, why can't I just come back and buy resale, why didn't I take a loan, why didn't I just invest, etc.. It's a humble place under 200k sgd. I can't buy anything with 200k in Singapore and I don't want to loan because I don't want the stress of financing something long-term. Apparently, wanting an stress-free life is childish to them. 200k is not a small sum yes, but it's not a lot either. As job stability is not quite there from the start, I find it more pressing to settle down ASAP and work to build stability for myself without strings. Horror stories of people getting retrenched at 40 haunts me, and I have friends who's parents had the exact same thing happen to them during 2008. I don't want to lose everything overnight.